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Know How To Buy With PayPal[Your Online Wallet]

PayPal is undoubtedly one of the largest and well-known online payment processors online. Many are using PayPal for personal transactions as well and there are many online stores that accept PayPal payments. It is acceptable worldwide.

A fruitful partnership with eBay has risen PayPal into prominence. Now all the merchants, traders, buyers, customers, etc. has accepted PayPal as one of its mode of transferring funds.

This popularity is the result of the easy and effective way PayPal works in receiving and sending payments across the globe without compromising the security and saves a lot of time too.

There is a nominal PayPal send money fee in case of personal payments using either a debit or credit card. There is no fee for sending money to the U.S. when you are using PayPal balance or your bank account or a combination of both.

What Do You Need To Process Payment Online

  • A PayPal Account
  • Bank Account details
  • Credit or Debit card details

How To Sign Up For A PayPal Account

Paypal, Logo, Brand, Pay, Payment, Money

Using PayPal is very simple. Just set up an account.  Create a password and enter your information. You can send and receive money from anyone. Follow the steps listed below to set up your account:

  1. Go to PayPal homepage and Click “Sign Up”
  2. Type of Account: You will be asked about the type of an account you want, i.e. a person or a business account. Select one option as appropriate.
  3. Enter email and password: A username is not required for PayPal account. Linking at least one email address is necessary as it acts as your username and address. Set up a new password for this account.
  4. Type your basic information: Complete your PayPal profile for better usability.
  5. Link your PayPal to your local bank or debit/ credit card:

You can either enter your bank account number or the number of a credit or debit card. Enter the details of the bank account or credit/ debit information. PayPal will verify the information and process linking the bank account with PayPal in the next couple of days.

Also, before linking your bank account, make sure that the PayPal supports that bank as in some countries only certain banks can access PayPal. When your bank account is successfully linked, you can use your PayPal without problems.If your country does not accept PayPal, use Payza for your online transactions.Payza like PayPal is an online wallet to transmit and receive money.Click here to View Payza.Check an earlier post onPayza here.

Payza is available in all counties and signing up is free, quick and easy.

How To Buy With PayPal How To Buy With PayPal

For online shopping, online services, and online money transfers we need to know how we can send and receive money through PayPal. Here are the following things you need to know to use PayPal effectively:

Requesting money through PayPal:

If you are due payments from someone, you can request that payment through PayPal. It works as a reminder for that person that payment is due.

  • Click “tools”
  • Click “Request Money”
  • Enter the amount due
  • Enter the PayPal email of that person (Not yours) or the contact number
  • Click “Request Money”
  • Hooray, you`re done simple really.

Share the PayPal email address:

The email you have previously used during the process of creating a new PayPal account is the same email used as the address for all transactions being made from your account. Give that email to the person who is supposed to send you money. Nothing else!

Sending money to others:

Click “Transfer Money”. Enter the amount you need to send and then type the e-mail address of the person you are sending money to. Then click “send”. Make note that the email address you added is the same email used by the receiver for their PayPal.

Sending online invoices through PayPal:

It is possible to send invoices for online services you provide and send it over to the customer through email. Just click “Request Money” and then choose “Invoice”. Complete the form adding details about the type of service, hours invested, what were the agreed rates and the amount owed.

Online shopping or online purchases using PayPal:

Many of the e-commerce sites provide PayPal as one of the modes of payments to their customers. Select the PayPal option from there. You will be asked to enter your PayPal email. Enter the email and you are done.

Linking PayPal with e-commerce sites:

If you purchase or sell through e-commerce sites then linking PayPal with these sites makes your payment processing easier and safer.

Transferring money from PayPal to your bank account:

Once money has been received into your PayPal account, you can send it over to your bank by clicking “Transfer”. In some countries, the transfer is automatically done without having asked for. It might take one business day to about five business days.

Pros Of Using PayPal

  • Free to Join and get PayPal account
  • Easy to set up PayPal account
  • Makes online transactions quick
  • Buyer protection resolution center
  • No buyer fees, the seller pays the fees during PayPal transaction
  • You can send money to friends and family
  • Safe and risk-free
  • Using PayPal, you don’t have to give your Credit Card number to the vendor

More PayPal Tips

You can learn more about using PayPal if you feel there are points this post did not cover, like how to add money to PayPal account, or how to shop online using your PayPal wallet by going to these links


One of the main benefits of using PayPal on any website is that the PayPal Purchase Protection covers you if you happen to encounter a problem. Want to check more PayPal alternatives? check this post from shoutmeloud.com.

Want to know how I make money online? click the link below, it`s easy and free to join and get started, you will find a community of like-minded people all ready to help you make a success online.

If you have any questions please leave me a message below.If you found this post helpful, please share on social media so others can benefit from it.

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What Is A Payza Account?Let Me Explain

What is a Payza account? Payza is an electronic wallet (e-wallet) payment system which was founded in the year 2004. At the time of its foundation, it was named AlertPay and later in 2012 changed its Name to Payza.

PayPal is no longer the only way to send or receive money online throughout the globe. Amongst many alternatives to the PayPal, the best one is Payza. I will explain how Payza works in this post so you understand more.

The office headquarters of Payza are in Montreal, Canada. This service is available to the users around the globe. So the first question we need to answer is

Is Payza Like PayPal?

Yes! It works in a similar fashion as PayPal, but there are also differences between Paypal and Payza. For example, Payza supports more countries and the transaction rates are comparatively lower than PayPal.

In this article, you will learn how to get Payza sign up, operate and manage a Payza account for sending and receiving payment.

How To Create A Payza Account

Signing up for a  Payza account is simple and straightforward if you know how to sign up for a PayPal account, then it`s the same process.

  • Go to the signup page
  • Select your country
  • Select the type of account you wish to create. Payza offers two options: Personal or Business. If you are not a company or an organization then select Personal.What Is A Payza Account?

Following this, a new window will open up. It will ask for your name, your email address, and the password. Type your answer accordingly in the appropriate spaces.

When you are done typing your answers, click on the ‘Get Started’ button.

A confirmation message will be sent to the email you typed in before with the activation link. Clicking on the link will activate your account. You will be taken to your Payza dashboard immediately after.

Congratulations! You have successfully created your Payza account.

How To Setup Your Profile On Payza

Click on the link “Complete Profile Setup”.A popup window will appear. Here, click on Get Started.

Fill in the information as asked or applicable. For example, the Work Details. After you are done typing click “Save details

Then you will be asked about your address, contact number, security details, etc. Type the information and click “Save and Finish” when you are done.

If the information is typed correctly in appropriate places, you will get the message “You have successfully setup your profile”.

Now you can successfully access your Payza account.What Is A Payza Account?

How To Operate Your Payza Account

When you log in to your account, there are four main things displayed on the top. These are as follows:

Send Funds: Use this option for sending money. It is simple to use. Just type in the email ID of Payza user to whom you wish to send the amount and type the amount you wish to send. The funds can be sent from your balance in Payza account, your credit card or your bank account.

Request Funds: In case of requesting funds from another Payza user, go to this link. Here also you have to provide the email address of the said Payza user and the amount requested.

Add Funds: To use other online services, you must have some funds in your Payza account. You can add funds by using  “add funds” feature.

Withdraw Funds: This feature is to withdraw their balance in your bank account. There is a good news for the India based Payza users. Payza has recently started local bank transfer service.

How To Receive Funds In Your Payza Account?

Freelancers, e-commerce, e-traders, PTC sites users or any other online money making users can use their Payza email address to receive payments in an easy and effective way.

All you need to do is fill your Payza email address in the account settings of the website if you are using a PTC site or a Survey site. When you have reached the cashout threshold depending on which site you are using, just click on the “cashout” option.

The payments will be processed and sent to your Payza account.

How To Withdraw Funds From Payza To Your Bank Account?

You must first add your bank account details to the Payza account. To do this:

  • Click on the Wallet on the left sidebar
  • Click Bank Account
  • Click “Add a Bank Account

Now enter the bank details as asked.

  • Choose the type of currency you wish to receive your payments in. Local Currency is usually the best option to choose here.
  • Click Next

Verify the information and if all looks fine, click on the Add bank account button. A message will display saying that you have successfully added your bank account.

Now to actually withdraw funds, click on Withdraw Funds option.

From the options, choose bank transfer. Select the bank in which you want the payment to send in.

Type the Amount you wish to withdraw and click Next.

The amount will be transferred to your bank account within 3-4 working days.

Payza account is predominantly used for those who are making money through online medium. That is almost everyone in present time. It makes sending and receiving payments online easy and effortless. And it is cost-effective!

I hope you enjoyed this post and know there are alternatives out there if PayPal is not available in your country or if you`re a member of a program that does not use PayPal like this program here.

What`s your favorite online wallet? would like to know why you prefer one over the other, leave me a message below.

If you liked this post and know anyone who can benefit, share with them this post using any of your favorite social media.

Did you know Payza pays you cash to invite friends? for every person you invite and joins Payza, Payza will pay you $5.


Update March 2018

payza.com is no longer online if you still wish to join payza, their new URL is payza.eu

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